How much should I put down on a Home at Nashville TN? Are there any options for people who can not manage the 20 percent down payment requirement? Is a down payment required when purchasing a house? How much can down payment requirements differ from a lender? Are Down Payments Required? To be able to fund a house since most individuals can not afford to buy homes entirely many rather are required to qualify for a mortgage, and so a payment. Can you get a home without a down payment? Lenders fret about debtors that receive the cash with minimal to no private investment in the buy. A loan is a record for violating that contract having serious consequences.